Tis the season to be jolly and all that, but it’s also the time of year when most people have the less than happy experience of receiving their health insurance renewal notice.

The Covid pandemic has made everyone a little more fearful of their health and hospitals, and although money is tight for many, even the ‘squeezed middle’ try to find the resources to cover private insurance. 2.3 million of us have it, an increase of 50,000 since last year.

Premiums are on the rise again, however, with Irish Life Health announcing 2.5pc on average since October, followed by Laya (2.9pc from 1 January 2021) while the VHI increased by 2pc on 1 March 2020. For all three, it won’t be the only increase in a year.



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